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Click on the "Enter Data" button to input any auto loans you may have into the details page.

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With the "use credit card minimum payments" box checked, your monthly payment will decrease as your balance is paid down.

This can greatly increase the length of time it takes to pay off your credit cards.

Our certified counselors will review your financial situation in a confidential session and pull your credit report if needed.

They will then review the options available and help you choose the one that's best for you.

This calculator is designed to help determine whether debt consolidation is right for you.

Consolidating debt nonprofit organization

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